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4113 Plainville Rd, Cincinnati, OH, 45227

Finance Your Automotive Financing Experts

You shouldn't feel overwhelmed about financing during the research phase of purchasing a Volvo. Thanks to our team of financial experts at Volvo Cars Cincinnati, we know how to take the stress out of financing a Volvo. Our finance experts are prepared to help you take care of payment logistics for your new or pre-owned Volvo. We have experience working with a wide selection of credit types and will guide you through a financing solution that meets your needs. Regardless of your budget, we can help you select a financing option that caters specifically to you.

Here at Volvo Cars Cincinnati, we have low financing rates, and attractive lease rates. You may be pleasantly surprised just how low your payments may be after we match you with the best incentives and programs.

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 7:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

Three Steps to Finance Your Volvo

Step 1: Determine Your Budget

A great first step is to determine how much you would like your monthly payment. Our payment calculator on any vehicle in our inventory is a great way to see how much your car payments would be for either a lease or purchase.

Step 2: Get Pre-Approved

Getting pre-approved online will only take a few minutes and will speed up the in-dealership process. (You also have the option to complete the credit application at the dealership.)

Step 3: Select Your Vehicle

After you've figured out your financing and our finance managers have reviewed your credit application and given you pre-approval, it's time to pick out a Volvo. Browse through our inventory online or in-person to find a Volvo that best fits your lifestyle.

Common Financing Questions

Should I buy or lease a vehicle at Volvo Cars Cincinnati?

When it's time to upgrade your vehicle, you have the option to buy or lease. If you're not sure which option is best for your lifestyle, our experts are here to help. There are many benefits for both buying and leasing. One benefit of buying is ownership equity. Once you finish paying off your Volvo, you will own it and have equity that can be leveraged if you purchase another vehicle. On the other hand, leasing may mean lower monthly payments since you are driving a vehicle for a specific time period and have a fixed mileage amount.

Should I finance through Volvo Cars Cincinnati?

That's probably the number question we're asked. In addition to Volvo Car Financial Services, we have great relationships with many local banks and credit unions that make it easy for us to cater to your finance needs. You may be eligible to receive incentives like rebates and cashback offers. We recommend checking out our specials and talking with our dealership team about financing to ensure you receive the best rate, even if you've already received an approval from your bank.

How do I get a low interest rate loan?

Factors that determine the interest rate on your vehicle include loan term-length, credit history, down payment and the vehicle you choose. Often times, the lowest rates are for new vehicles, however, we work with many banks that will compete for your business. Whether your choose a new or used vehicle you can have a peace of mind knowing you'll be getting the best rate possible. Your credit report, which includes information on your accounts, summaries of your current monthly payments and utilization of credit will factor into your rate. You will also want to keep in mind the down payment amount you're comfortable with, as a down payment can help you qualify for a lower rate and help you get approved.

Map of Volvo Cars Cincinnati

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Contact Us

Main (513) 271-4300
4113 Plainville Rd
Cincinnati, OH 45227
Volvo Cars Cincinnati 39.15015078384062, -84.38037489521109.