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4113 Plainville Rd, Cincinnati, OH, 45227

Finance Your New and Used Car Financing Experts in Cincinnati

You shouldn't feel overwhelmed about car financing during the research phase of purchasing a Volvo. Thanks to our team of financial experts at Volvo Cars Cincinnati, we know how to take the stress out of new and used car financing! Our finance experts are prepared to help you take care of payment logistics for your new or pre-owned Volvo. We have experience working with a wide selection of credit types and will guide you through a car financing solution that meets your needs. Regardless of your budget, we can help you select a new or used car financing option that caters specifically to you.

Here at Volvo Cars Cincinnati, we offer attractive Volvo loans and Volvo lease offers. You may be pleasantly surprised just how low your payments may be after we match you with the best incentives and programs.

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 7:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

Three Volvo Loan/Lease Steps

Step 1: Determine Your Budget

A great first step is to determine how much you can spend on your monthly auto loan payment. Our payment calculator on any vehicle in our inventory is a great way to see how much your car payments would be for either a lease or purchase.

Step 2: Get Pre-Approved

Getting pre-approved online will only take a few minutes and will speed up the in-dealership process. (You also have the option to complete the credit application at the dealership.)

Step 3: Select Your Vehicle

After you've decided on a Volvo loan or Volvo lease offer and our finance managers have reviewed your credit application and given you pre-approval, it's time to pick out a Volvo. Browse our inventory online or in person to find a new or used Volvo that best fits your lifestyle.

Common New and Used Car Financing Questions

Should I buy or lease a vehicle at Volvo Cars Cincinnati?

When it's time to upgrade your vehicle, you have the option to buy or lease. If you're not sure whether a Volvo loan or Volvo lease offer is best for your lifestyle, our experts are here to help.

There are many benefits to both buying and leasing. One benefit of buying is ownership equity. Once you finish paying off your Volvo, you will own it and have equity that can be leveraged if you purchase another vehicle. On the other hand, leasing can mean lower monthly payments since you are driving a vehicle for a specific time period and have a fixed mileage amount.

Should I finance through Volvo Cars Cincinnati?

That's probably the number one question we're asked. In addition to Volvo Car Financial Services, we have great relationships with many local banks and credit unions that make it easy for us to cater to your finance needs. You may be eligible to receive incentives like rebates and cashback offers. We recommend checking out our specials and talking with our dealership team about financing to ensure you receive the best rate, even if you've already received an approval from your bank.

How do I get a low interest rate loan?

Factors that determine the interest rate on your vehicle include loan term length, credit history, down payment, and the vehicle you choose. Often, the lowest rates are for new vehicles, however, we work with many banks that will compete for your business.

Whether you choose a new or used vehicle, you'll enjoy peace of mind knowing you're getting the best rate possible. Your credit report, which includes information on your accounts, summaries of your current monthly payments, and utilization of credit will factor into your rate. You should also keep in mind the down payment amount you're comfortable with, as a down payment can help you qualify for a lower rate and help you get approved.

If you have any new or used car financing questions, don't hesitate to contact us! We are here to help you throughout the Volvo loan or Volvo lease offer process.

Let us know what we can do for you today! 

Map of Volvo Cars Cincinnati

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Main (513) 271-4300
4113 Plainville Rd
Cincinnati, OH 45227
Volvo Cars Cincinnati 39.15015078384062, -84.38037489521109.